Affordable small-business loans at the speed of opportunity.

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Visit IOU Central

U.S. based, IOU Central is where merchants go to get fast access to working capital with simple interest loans from $5,000 to $150,000.


IOU Financial, via its U.S. subsidiary, IOU Central, provides successful small businesses access to the capital they need to seize growth opportunities quickly. By making loans of up to $150,000 in just a few business days, and at favorable, transparent charges with no hidden fees or markups, IOU Central is the premier alternative to banks. IOU Financial is a company listed on the TSX Venture Exchange (TSX-V). Its trading symbol is IOU. IOU Central, based in metro, GA is a privately held subsidiary of IOU Financial.

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